Singaporean Dream Come True: 5 Apps Successful Singaporeans Should Have

| 03 Oct 2019

Everyone wants to live the “Singaporean Dream”, but not everyone knows how to get there. For most of us, this Dream exists simply as it is, a lifestyle born from our wildest imagination as we scroll through Instagram to stave our #FOMOs for another day. But what if we told you that you too can live the Singaporean Dream? And no, we’re not talking about becoming a social media influencer or a youtube celebrity. 

We compiled 5 apps that could drastically improve your lifestyle and get you closer on the path to your Singaporean Dream.

Credits: The Straits Times

Stay on top of global affairs with The Straits Times

Hey, born-and-bred Singaporeans! This is a no-brainer that you need The Straits Times app. If you’ve been living under a rock, chances are you’re missing out on current events. Getting your news from sources such as r/Singapore on Reddit is simply not enough. Keeping up to date with local news is always great especially in the workplace. 

Read The Straits Times articles on-the-go wherever and whenever even without WiFi or data. The app preloads articles while you’re connected to a WiFi signal to provide instant access when you’re not connected so you can forget about the spinning loading circles of annoyance the next time the MRT goes underground. The app also allows push notifications for alerts on breaking news so you’ll never have to worry about missing out on the latest info ever again.

With that being said, you still have to pay for paywall for premium articles. Quality content comes with a price too, isn’t it? Sadly, you will still be exposed to ads as a premium member. On a positive note, you get to save trees as you go digital. Go digital with your news with The Straits Times.

Credits: Stashaway

Investing for your future with Stashaway

Invest for the future: word on the street is, Robo-Advisors are the new hip thing. Robo-advisors are, as you would expect, artificial intelligence designed to aid the common man in investing. Stashaway lets you customise your monthly investments and risk portfolios. Essentially, this app helps you project your goals and gives you a clearer picture of your future and investing path. 

Stashaway charges a measly 0.2-0.8% management fee per year, along with an approximate 0.2% by ETF (Exchange Traded Fund) managers. There isn’t any minimum balance and its absolutely free to create, close and withdraw from your account. Having the power to personalise and manage as many portfolios as you want while being on the move is simply too good to be true. 

Credits: Seedly

Budget well and track your expenses with Seedly

To start investing, you’d need some disposable income first. That can be hard if your lifestyle consists of you shopping and splurging on the latest fashion or dining at high-class restaurants whenever you like. We know saving requires discipline and planning which is why we included a budgeting app in our list. 

Seedly’s budgeting app helps you track your monthly expenses as well as categorising them neatly. With the ability to set limits for spending on different categories, you’d be able to better keep track of where your money is going and on how much more you can spend on each category for the rest of the month. 

Seedly’s app also includes articles from their blog which provide independent opinions, learning opportunities and insights on various financial matters. 

Insurance made easier with PolicyPal

In life, nothing is more important than the safety of you and your loved ones. Everyone needs life insurance coverage. Even when on vacation, travel insurance is always essential. However, managing these plans can be a hassle if you choose to go through different insurers which is where our app comes into play.

The PolicyPal app allows you to manage your insurance plans easily. Simply scan your existing policies and its OCR technology picks up the policy details and uploads them onto the app. PolicyPal works with a multitude of insurers to provide you with the most price competitive plans for the best coverage.

Furthermore, explore savings plans such as short-term endowment plans of just 3 years. 


Credit: Headspace

Check-in on your mental wellbeing with Headspace

Caffeine’s for a short-term fix. Cure your insomnia and get a good night’s sleep with regular practice of meditation. Meditation for self-starting beginners is a simple task with the help of a guided meditation app – Headspace. Like the calm before a storm, Headspace offers a series of daily meditation practices to reshape your mindfulness and fuel you up for the rest of your day. 

Tried and tested by many Singaporeans, this app is said to be a “must-have” for the every-busy working masses for stress and anxiety management. No need to pay to visit monasteries and take precious leave days for meditation camps anymore; Headspace coins itself to be a cheaper, more convenient alternative to achieve an optimal level of mindfulness!


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