This is Why You Should Insure Your Pets

, | 14 Nov 2018

To all the pet owners out there – do you insure your pets? You should really reconsider if your dog or cat is not yet insured. Because like us, pets are susceptible to illnesses too!

Similar to why we buy insurance for ourselves, the main purpose of buying pet insurance is to cover ourselves in unfortunate circumstances, along with any financial consequences. This includes our pet falling sick or getting hurt and thus requiring high-cost medical treatment.


Veterinary medicine and treatments have also undergone sophisticated advancements, resulting in higher costs of operations and treatments. Veterinary visits are also generally more costly than visiting your regular General Practitioner and one visit can be quite a burden if you have to pay bills straight from your pocket. With pet insurance, these bills will take a huge load off you!

Now you might be wondering what exactly to insure your sure pet for? Pet insurance covers Surgical and Non-Surgical Expenses, Accidental Death and Injury and even theft! What’s more, you can also cover them for when they are not on their best behaviour. Sometimes, pets can get over aggressive or mischievous and end up inflicting injuries to others or damaging property. Insurance covers all these too!



However, in Singapore, you can only purchase insurance for your dog or cat. There are three insurers in Singapore currently: Paw Safe (AIA Insurance), Pet Care (Liberty Insurance) and Happy Tails (AON Insurance).

For more information on the different types of plans, you can find out more on our “PET INSURANCE GUIDE FOR NEW PAW PARENTS” blog post!

PolicyPal currently offers Liberty’s PetCare, Singapore’s first pet insurance policy, which provides comprehensive coverage to you and your pet dog or cat. It provides financial protection should you incur medical and surgical expenses due to illness or accidents that may befall your beloved pet. However, like all insurance policies, there are some requirements.

The Insured Pet must be:

  1. Micro-chipped.
  2. Residing regularly in the same premise as you.
  3. At least 8 weeks old and not more than 9 years old as of the enrolment date.
  4. Not be a working dog. Example: guide dog, guard dog.
  5. Not be a dog or cat used for breeding purposes.

Purchasing pet insurance will bring you peace of mind as you will be confident that you have the financial means to provide your pet with the best treatment and medication there is to offer. All you have to worry about is ensuring your pet has a good, enjoyable life!.



You can protect your furry friends now by purchasing Liberty PetCare through PolicyPal and get 5% cash back today! You can also get an additional 10% off your pet insurance when you use the promo code PETCARE10 at checkout! Download our PolicyPal app today and start getting protected!


Have any burning questions about insurance or looking for some useful insurance tips? Learn, ask and share with PolicyPal Insurance Community today!

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