AMTD PolicyPal Before you fly off on your next holiday, be sure to obtain sufficient coverage with a solid travel insurance plan.
It’s time to travel to your dream destination to clear your stress (woo-hoo!), but as always, you need to ensure that you’ve got your travel essentials covered. While you’ve probably ticked your travel itinerary, transport, and buffer cash off your list, as a smart traveller, it pays to ensure you’re medically and physically protected during your trip. Enter travel insurance…
These days, almost all travel insurance plans in Singapore offer COVID-19 coverage. So how do you pick the best one for your trip?
The Best Travel Insurance in Singapore for Single-Trip Purchases
There are two types of travel insurance plans you can purchase — a Single Trip Purchase or an Annual Trip Purchase.
Based on our comparison tool, here’s an example of what you could expect for a week’s trip to Thailand or Indonesia. With Batam and Bintan being just one ferry ride away, this is the closest country you could hop to for sandy beaches, clear skies, and a relaxing breeze.
The Budget-Conscious Traveller: Affordable, Basic Travel Insurance Coverage
|
Travel Insurance Provider & Coverage Level |
Premium Cost & Main Insurance Coverage |
COVID-19 Coverage |
Promotions |
|
Basic Coverage: |
Premium: S$37.20 Overseas Medical: S$250,000 Travel/Trip Delay: S$500 Baggage Loss/Damage: S$3,000 |
Yes |
With COVID-19 Coverage. Receive your policy documents immediately.
26 April - 28 April 2024 Single Trip Plan
|
|
Basic Coverage: |
Premium: S$34.20 Overseas Medical: S$200,000 Travel Delay: S$300 Baggage Loss/Damage: S$2,000 |
Yes |
With COVID-19 Coverage. 18 April - 30 April 2024 Single Trip Plan
|
|
Basic Coverage: |
Premium: S$31.80 Overseas Medical: S$250,000 Travel Delay: S$600 Baggage Loss/Damage: S$2,000 |
Yes |
|
The Savvy, Economical Traveller: Spend a Bit More for Comprehensive Coverage
|
Travel Insurance Provider & Coverage Level |
Premium Cost & Main Insurance Coverage |
COVID-19 Coverage |
Promotions |
|
Essential Coverage: |
Premium: S$49.50 Overseas Medical: S$500,000 Travel/Trip Delay: S$1,000 Baggage Loss/Damage: S$5,000 |
Yes |
With COVID-19 Coverage. Receive your policy documents immediately.
26 April - 28 April 2024 Single Trip Plan
|
|
Essential Coverage: |
Premium: S$48.60 Overseas Medical: S$500,000 Travel Delay: S$300 Baggage Loss/Damage: S$2,000 |
Yes |
With COVID-19 Coverage. 18 April - 30 April 2024 Single Trip Plan
|
|
Essential Coverage: |
Premium: S$37.80 Overseas Medical: S$500,000 Travel Delay: S$1,200 Baggage Loss/Damage: S$3,000 |
Yes |
With COVID-19 Coverage. 1 April - 30 April 2024 Single Trip/ Annual Plan
|
The Premium Traveller: Get Top-Tier Travel Insurance Coverage
|
Travel Insurance Provider & Coverage Level |
Premium Cost & Main Insurance Coverage |
COVID-19 Coverage |
Promotions |
|
Elite Coverage: |
Premium: S$69.60 Overseas Medical: S$1,000,000 Travel Delay: S$1,500 Baggage Loss/Damage: S$7,500 |
Yes |
With COVID-19 Coverage. Receive your policy documents immediately.
26 April - 28 April 2024 Single Trip Plan
|
|
Elite Coverage: |
Premium: S$67.20 Overseas Medical: S$1,000,000 Travel Delay: S$500 Baggage Loss/Damage: S$3,000 |
Yes |
With COVID-19 Coverage. 18 April - 30 April 2024 Single Trip Plan
|
|
Elite Coverage: |
Premium: S$69.00 Overseas Medical: S$1,000,000 Travel Delay: S$1,600 Baggage Loss/Damage: S$5,000 |
Yes |
With COVID-19 Coverage. 1 April - 30 April 2024 Single Trip/ Annual Plan
|
Related: What’s Inflating Your Travel Expenses in 2023?
The Best Travel Insurance in Singapore for Annual Trip Purchases
If you’re someone who travels regularly, purchasing an annual insurance plan works better to get more value out of your money. You’d need to narrow down on whether you’re travelling within ASEAN, in Asia, or worldwide.
In the table below, we’ve covered the premium costs for annual travel insurance in Singapore for ASEAN, including coverage levels.
|
Travel Insurance Provider & Coverage Level in Asean |
Premium Cost & Main Insurance Coverage |
COVID-19 Coverage |
Promotions |
|
MSIG TravelEasy Standard Asean: S$231.20 Overseas Medical: S$250,000 Travel/Trip Delay: S$500 Baggage Loss/Damage: S$3,000 MSIG TravelEasy Elite Asean:S$319.20 Overseas Medical: S$500,000 Travel/Trip Delay: S$1,000 Baggage Loss/Damage: S$5,000 MSIG TravelEasy Premier Asean: S$447.20 Overseas Medical: S$1,000,000 Travel/Trip Delay: S$1,500 Baggage Loss/Damage: S$7,500 |
Yes |
With COVID-19 Coverage. Receive your policy documents immediately.
26 April - 28 April 2024 Single Trip Plan
|
|
|
Tiq Travel Entry: S$262.00 Overseas Medical: S$200,000 Travel Delay: S$300 Baggage Loss/Damage: S$2,000 Tiq Travel Savvy: S$369.00 Overseas Medical: S$500,000 Travel Delay: S$300 Baggage Loss/Damage: S$2,000 Tiq Travel Luxury: S$429.00 Overseas Medical: S$1,000,000 Travel Delay: S$500 Baggage Loss/Damage: S$3,000 |
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|
Allianz Travel Bronze Asean: S$180.60 Overseas Medical: S$250,000 Travel Delay: S$800 Baggage Loss/Damage: S$1,500 Allianz Travel Silver Asean: S$313.80 Overseas Medical: S$500,000 Travel Delay: S$1,200 Baggage Loss/Damage: S$3,000 Allianz Travel Platinum Asean: S$415.20 Overseas Medical: S$1,000,000 Travel Delay: S$1,600 Baggage Loss/Damage: S$5,000 |
With COVID-19 Coverage. 1 April - 30 April 2024 Single Trip/ Annual Plan
|
Related: Effective Travel Hacks To Maximise Savings When Travelling & Shopping Overseas
I caught COVID-19 before or during my trip. What do I do?
While contracting COVID-19 does complicate your travel plans, it is possible to get better while navigating your health and travel trip. This varies in terms of when and where you contracted it, but this table below gives you all the information you’ll need at a glance.
|
You Contracted COVID-19 |
Before Your Trip |
During Your Trip |
After Your Trip |
|
COVID-19 Test Results Proof |
Positive PCR test result |
Positive PCR test result |
Positive PCR test result |
|
What to Do and What Could Happen Next |
1. Contact your insurance company immediately to inform that you can’t travel due to COVID-19 2. If your insurance plan states that travel cancellation or postponement is only the final option, you’d need to contact your airline or booking website 3. Submit your test results and other documentation as proof for your claims |
1. Call your insurance help centre immediately 2. Retain all your medical reports, bills, and doctor’s note stating your COVID-19 severity and treatment 3. Some countries do not allow travellers to exit the country unless they’re cleared of COVID-19, so be prepared for a travel extension 4. When you return to Singapore, submit the claims to your insurance company to process and get your refund accordingly |
1. Certain insurance plans cover for COVID-19 being contracted for up to 2 weeks from returning to Singapore 2. Submit your claims with receipt, test results, proof of travel and other documentation for processing |
Travelling always comes with some level of health risk. To ensure that you (and your wallet) do not suffer, it’s best to prepare yourself with a comprehensive travel insurance plan.
Enquire more and contact us today!
Disclaimer: Protected up to specified limits by SDIC. This is only product information provided. You may wish to seek advice from a qualified adviser before buying the product. If you choose not to seek advice from a qualified adviser, you should consider whether the product is suitable for you. Buying an insurance product that is not suitable for you may impact your ability to finance your future financial needs. If you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provision, if any, and the insurer may recover from you any expense incurred by the insurer in underwriting the policy.
Read more:
Guide to New Travel Measures & Travel Insurance 2023
