AMTD PolicyPal Protect yourself from uncertainties and medical situations while travelling with MSIG TravelEasy’s robust travel insurance coverage.
Embarking on a journey to another country gives you excitement and adventure, but without travel insurance, you risk exposing yourself to various travel-related risks. Ensure peace of mind while you’re away from Singapore with the right travel insurance coverage.
If you’re seeking a robust travel insurance plan that effectively addresses an umbrella of potential risks, MSIG TravelEasy emerges as the clear frontrunner.
Let’s delve into what this plan offers prospective travellers like you.
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MSIG TravelEasy at a glance
- Over 50 coverage benefits, including follow-up treatment after your trip
- Automatic COVID-19 travel insurance coverage for Single Trips and Annual Plans
- Individual or family cover available for Single or Annual travel insurance plans
MSIG TravelEasy Core features
- Get up to S$15,000 for travel inconvenience coverage
- Up to S1,000,000 for individual overseas medical coverage
- Up to S$500,000 for individual personal accident death coverage
The one unique feature of MSIG TravelEasy
MSIG TravelEasy offers possibly the most extensive travel insurance coverage, and this includes individual or family cover. It is ideal for those travelling as a family unit and seeking a collective travel insurance plan.
MSIG TravelEasy benefits and coverage
MSIG’s TravelEasy plan offers three tiers of travel insurance coverage: Standard, Elite, and Premier. These are then split into individual and family coverage plans.
Travel inconvenience coverage
MSIG TravelEasy has a wide net of coverage under travel inconvenience. This includes hard-to-find-elsewhere coverages for travel diversion, wedding clothing and accessories, and the insolvency of a licensed travel operator.
|
Benefit Type |
Standard |
Elite |
Premier |
|
Travel Delay |
Individual S$500 S$100 per 6 hours of delay overseas Adult & Children/Family* S$1,000 |
Individual S$1,000 S$100 per 6 hours of delay overseas Adult & Children/Family* S$2,000 |
Individual S$1,500 S$100 per 6 hours of delay overseas Adult & Children/Family* S$3,000 |
|
Trip Cancellation |
Individual S$5,000 Adult & Children/Family* S$12,500 Within 30 days before the start of the journey |
Individual S$10,000 Adult & Children/Family* S$25,000 Within 30 days before the start of the journey |
Individual S$15,000 Adult & Children/Family* S$37,500 Within 30 days before the start of the journey |
|
Delayed Baggage |
Individual S$600 S$150 per 6 hours of delay overseas Adult & Children/Family* S$1,200 |
Individual S$1,000 S$200 per 6 hours of delay overseas Adult & Children/Family* S$2,000 |
Individual S$1,500 S$250 per 6 hours of delay overseas Adult & Children/Family* S$3,000 |
|
Insolvency of Licensed Travel Operator |
Individual S$2,000 Adult & Children/Family* S$4,000 |
Individual S$4,000 Adult & Children/Family* S$8,000 |
Individual S$6,000 Adult & Children/Family* S$12,000 |
|
Travel Postponement |
Individual S$750 Adult & Children/Family* S$1,875 |
Individual S$1,500 Adult & Children/Family* S$3,750 |
Individual S$2,000 Adult & Children/Family* S$5,000 |
|
Traveller Replacement |
Individual S$500 Adult & Children/Family* S$1,250 |
Individual S$750 Adult & Children/Family* S$1,875 |
Individual S$1,000 Adult & Children/Family* S$2,500 |
|
Other Travel Inconvenience Coverages |
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*The limits under adult & children or family cover are subject to individual cover limits per insured person
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Medical-related coverage
Concerned with coverage benefits for Traditional Chinese Medicine, Child Guard, and overseas ICU hospitalisation? These are some of the medical-related coverages MSIG TravelEasy offers you.
|
Benefit Type |
Standard |
Elite |
Premier |
|
Overseas Medical Expenses |
Individual Adult below 70 years S$250,000 70 years and above S$50,000 Child S$150,000 Adult & Children/Family* S$800,000 |
Individual Adult below 70 years S$500,000 70 years and above S$75,000 Child S$200,000 Adult & Children/Family* S$1,400,000 |
Individual Adult below 70 years S$1,000,000 70 years and above S$100,000 Child S$300,000 Adult & Children/Family* S$2,600,000 |
|
Emergency Dental Expenses |
Individual Adult S$5,000 Child S$1,250 Adult & Children/Family* S$10,000 |
Individual Adult S$10,000 Child S$2,500 Adult & Children/Family* S$20,000 |
Individual Adult S$15,000 Child S$3,750 Adult & Children/Family* S$30,000 |
|
Medical Expenses in Singapore Treatment within 72 hours of return to Singapore |
Individual Adult below 70 years S$25,000 70 years and above S$5,000 Child S$10,000 Adult & Children/Family* S$70,000 |
Individual Adult below 70 years S$50,000 70 years and above S$7,500 Child S$20,000 Adult & Children/Family* S$140,000 |
Individual Adult below 70 years S$75,000 70 years and above S$10,000 Child S$30,000 Adult & Children/Family* S$210,000 |
|
Overseas Hospitalisation Daily Benefit |
Individual Adult S$200 per day, maximum S$20,000 Child S$100 per day, maximum S$5,000 Adult & Children/Family* S$50,000 |
Individual Adult S$250 per day, maximum S$37,500 Child S$125 per day, maximum S$12,500 Adult & Children/Family* S$100,000 |
Individual Adult S$300 per day, maximum S$60,000 Child S$150 per day, maximum S$15,000 Adult & Children/Family* S$150,000 |
|
Medical & Travel Assistance Services |
Available |
||
|
Traditional Chinese Medicine Expenses |
Individual Adult S$200 Child S$100 Adult & Children/Family* S$600 |
Individual Adult S$400 Child S$250 Adult & Children/Family* S$1,300 |
Individual Adult S$600 Child S$300 Adult & Children/Family* S$1,800 |
|
Other Medical-related Coverages |
|
||
*The limits under adult & children or family cover are subject to individual cover limits per insured person
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COVID-19 coverage
The COVID-19 coverage benefits include pre-trip benefits and during-trip benefits.
Pre-trip benefits
These three sections provide coverage before you leave for your trip.
|
Benefit Type |
Standard |
Elite |
Premier |
|
Travel Cancellation |
Individual S$3,000 Adult and Children S$4,500 Family S$7,500 |
Individual S$4,000 Adult and Children S$6,000 Family S$10,000 |
Individual S$5,000 Adult and Children S$7,500 Family S$12,500 |
|
Travel Postponement |
Individual S$500 Adult and Children S$750 Family S$1,250 |
Individual S$1,000 Adult and Children S$1,500 Family S$2,500 |
Individual S$1,500 Adult and Children S$2,250 Family S$3,750 |
|
Traveller Replacement |
Individual S$500 Adult and Children S$750 Family S$1,250 |
Individual S$750 Adult and Children S$1,125 Family S$1,875 |
Individual S$1,000 Adult and Children S$1,500 Family S$2,500 |
During-trip benefits
Coverages here will come in handy when you’re overseas and fall sick due to COVID-19.
|
Benefit Type |
Standard |
Elite |
Premier |
|
Overseas Medical Expenses |
Individual Adult below 70 years/ S$75,000 70 years and above | Child S$37,500 Total adult and children cover S$150,000 Total family cover S$225,000 |
Individual Adult below 70 years/ S$150,000 70 years and above | Child S$75,000 Total adult and children cover S$300,000 Total family cover S$450,000 |
Individual Adult below 70 years/ S$250,000 70 years and above | Child S$125,000 Total adult and children cover S$500,000 Total family cover S$750,000 |
|
Medical & Travel Assistance Services |
Included |
||
|
Emergency Medical Evacuation & Repatriation |
Individual adult/child S$1,000,000 Total adult & children cover S$1,500,000 Total family cover S$3,000,000 |
||
|
Shortening of Trip |
Individual adult/child S$3,000 Total adult & children cover S$4,500 Total family cover S$7,500 |
Individual adult/child S$4,000 Total adult & children cover S$6,000 Total family cover S$10,000 |
Individual adult/child S$5,000 Total adult & children cover S$7,500 Total family cover S$12,500 |
|
Other COVID-19 Coverages |
|
||
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Personal accident coverage
Under its personal accident coverage, MSIG TravelEasy includes funeral expenses and child education grants (up to a certain limit).
|
Benefit Type |
Standard |
Elite |
Premier |
|
Accidental Death & Permanent Total Disability |
Individual Adult below 70 years S$150,000 70 years & above S$50,000 Child S$50,000 Adult & Children/Family* S$400,000 |
Individual Adult below 70 years S$200,000 70 years & above S$75,000 Child S$75,000 Adult & Children/Family* S$550,000 |
Individual Adult below 70 years S$500,000 70 years & above S$100,000 Child S$100,000 Adult & Children/Family* S$1,200,000 |
|
Public Transport Double Cover |
Not covered |
Individual Adult below 70 years S$400,000 70 years & above Not covered Child S$150,000 Adult & Children/Family* S$1,100,000 |
Individual Adult below 70 years S$1,000,000 70 years & above Not covered Child S$200,000 Adult & Children/Family* S$2,400,000 |
|
Funeral Expenses Due to an Accident |
Individual Adult S$3,000 Child S$750 Adult & Children/Family* S$6,000 |
Individual Adult S$5,000 Child S$1,250 Adult & Children/Family* S$10,000 |
Individual Adult S$8,000 Child S$2,000 Adult & Children/Family* S$16,000 |
|
Child Education Grant A lump sum payment per child, upon the accidental death of an insured parent |
Not covered |
S$5,000 per child, Up to S$20,000 |
S$8,000 per child, up to S$32,000 |
|
Family Assistance Benefit |
Not covered |
Individual S$3,000 Adult & Children/Family* S$6,000 |
Individual S$5,000 Adult & Children/Family* S$10,000 |
*The limits under adult & children or family cover are subject to individual cover limits per insured person
Personal liability coverage
This coverage focuses on your personal liability toward third parties (property damages and bodily injuries) and legal costs due to a wrongful arrest or detention.
|
Benefit Type |
Standard |
Elite |
Premier |
|
Personal Liability |
Individual Adult S$500,000 Child S$250,000 Adult & Children/Family* S$500,000 |
Individual Adult S$1,00,000 Child S$500,000 Adult & Children/Family* S$1,000,000 |
Individual Adult S$1,000,000 Child S$500,000 Adult & Children/Family* S$1,000,000 |
|
Legal Expenses: Wrongful Arrest or Detention |
Not covered |
Individual Adult S$5,000 Child S$5,000 Adult & Children/Family* S$5,000 |
Individual Adult S$10,000 Child S$10,000 Adult & Children/Family* S$10,000 |
*The limits under adult & children or family cover are subject to individual cover limits per insured person
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Safety coverage
Travel insurance benefits under this section include risks due to hijacking, kidnapping, and terrorism.
|
Benefit Type |
Standard |
Elite |
Premier |
|
Terrorism Cover (outside Singapore) Excluding biological, chemical and nuclear devices |
Individual S$200,000 Adult & Children/Family* S$800,000 |
Individual S$300,000 Adult & Children/Family* S$1,200,000 |
Individual S$500,000 Adult & Children/Family* S$2,000,000 |
|
Passive War Only for accidental death & total permanent disability |
Individual Adult below 70 years S$150,000 70 years & above S$50,000 Child S$50,000 Adult & Children/Family* S$400,000 |
Individual Adult below 70 years S$200,000 70 years & above S$75,000 Child S$75,000 Adult & Children/Family* S$550,000 |
Individual Adult below 70 years S$500,000 70 years & above S$100,000 Child S$100,000 Adult & Children/Family* S$1,200,000 |
|
Public Transport Hijack Hijack per 6 hours of the public transport the insured person is travelling on |
Individual S$100, maximum S$2,000 Adult & Children/Family* S$5,000 |
Individual S$200, maximum S$4,000 Adult & Children/Family* S$10,000 |
Individual S$300, maximum S$6,000 Adult & Children/Family* S$15,000 |
|
Kidnap and Hostage
Kidnap and holding hostage of an insured person per 6 hours |
Individual S$100, maximum S$2,000 Adult & Children/Family* S$5,000 |
Individual S$200, maximum S$4,000 Adult & Children/Family* S$10,000 |
Individual S$300, maximum S$6,000 Adult & Children/Family* S$15,000 |
*The limits under adult & children or family cover are subject to individual cover limits per insured person
Lifestyle coverage
Concerned about your pet, home contents, or adventure activity coverage? Discover how MSIG TravelEasy protects you under its Elite and Premier Plan tiers.
|
Benefit Type |
Standard |
Elite |
Premier |
|
Adventurous Activities Includes bungee jumping, hot air ballooning, jet skiing, diving, and other activities listed in the policy |
Not covered |
Yes |
Yes |
|
Golfer’s Cover |
Not covered |
Damage or loss of equipment (excluding while in use) S$1,000 Unused green fees due to injury or illness S$500 Hole-in-one S$500 |
Damage or loss of equipment (excluding while in use) S$1,500 Unused green fees due to injury or illness S$750 Hole-in-one S$750 |
|
Unused Entertainment Ticket |
Not covered |
Individual S$300 Adult & Children/Family* S$600 |
Individual S$500 Adult & Children/Family* S$1,000 |
|
Home Contents |
Not covered |
S$10,000 |
S$15,000 |
|
Domestic Pets Care Continued pet stay at the pet hotel due to the injured person’s injury or illness overseas or delays in public transport |
Not covered |
S$50 per day, maximum S$500 |
S$75 per day, maximum S$750 |
|
Other Lifestyle Coverages |
|
||
*The limits under adult & children or family cover are subject to individual cover limits per insured person
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MSIG TravelEasy Premium Costs
The different premium pricing for MSIG TravelEasy is split into three categories, namely Areas A, B, and C.
Area A
Countries under Area A are Brunei, Indonesia, Laos, Cambodia, East and West Malaysia, Vietnam, the Philippines, Thailand, and Myanmar.
|
Plan Type |
Standard |
Elite |
Premier |
|
Single Trip |
First three days Individual S$38 Family S$96 Daily rate Individual S$6 Family S$13 |
First three days Individual S$52.50 Family S$121 Daily rate Individual S$7.50 Family S$16.50 |
First three days Individual S$74 Family S$174 Daily rate Individual S$10.50 Family S$21 |
|
Annual Plan |
Individual S$289 Family S$579 |
Individual S$399 Family S$752 |
Individual S$559 Family S$926 |
Area B
Now, Area B countries consist of Australia, China (excluding Inner Mongolia and Tibet), India, Japan, Korea, Hong Kong, New Zealand, Macau, Taiwan, Sri Lanka and countries under Area A.
|
Plan Type |
Standard |
Elite |
Premier |
|
Single Trip |
First three days Individual S$46 Family S$116 Daily rate Individual S$7.50 Family S$15 |
First three days Individual S$66 Family S$167 Daily rate Individual S$10 Family S$20.50 |
First three days Individual S$96.50 Family S$227 Daily rate Individual S$12.50 Family S$25.50 |
|
Annual Plan |
Individual S$347 Family S$643 |
Individual S$450 Family S$823 |
Individual S$617 Family S$1,029 |
Area C
Area C comprises other countries worldwide, inclusive of countries in Areas A and B.
|
Plan Type |
Standard |
Elite |
Premier |
|
Single Trip |
First three days Individual S$73.50 Family S$186 Daily rate Individual S$12 Family S$21.50 |
First three days Individual S$99 Family S$234 Daily rate Individual S$14 Family S$27.50 |
First three days Individual S$132.50 Family S$305 Daily rate Individual S$19 Family S$34.50 |
|
Annual Plan |
Individual S$523 Family S$882 |
Individual S$658 Family S$1,086 |
Individual S$882 Family S$1,357 |
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Why does MSIG TravelEasy work for you?
The major pull factor of this travel insurance plan is how it’s been carefully curated to include different travel risks. This includes some coverages that are suit your needs (like traveller replacement, adventurous activities, and extension of pet stays). It also offers you COVID-19 coverage instantly when you purchase the insurance.
Eligibility
You have to meet one of these two conditions, depending on your citizen or residency type:
- All insured persons must be residing in Singapore and aged at least one month and above;
- This includes foreigners holding an Employment Pass or Work Permit and living in Singapore
Exclusions
While this plan does not cover pre-existing conditions, you can opt for MSIG TravelEasy Pre-Ex instead.
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How do I make a MSIG TravelEasy claim?
There are three steps to making a claim with MSIG:
- Report your claim ASAP or within 30 days of the insured event via MSIG’s “submit claim online” button. If you’re encounter an emergency travel or medical situation abroad, contact MSIG Assist, a 24-hour hotline at +65 6323 8288
- Collect the information you need (photographs of damaged items, police report, etc)
- Submit your claim online to receive your claims payment quickly.
Most claims take up to three weeks. So, ensure that you receive the acknowledgment message once you submit your claim. Claims submitted during peak travel periods may take a longer time.
MSIG TravelEasy Pre-Ex Travel Insurance Plan
If you’re considering a trip abroad but have a pre-existing medical condition, you can consider MSIG TravelEasy Pre-Ex.
This travel insurance plan is for insured persons with pre-existing conditions that are stable and controlled. In order to qualify, the applicant needs to meet a set of medical-related conditions.
Single-plan individual travel insurance coverage is available for up to 30 days. No annual plan coverage is available. Find out more details about MSIG TravelEasy Pre-Ex here.
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Disclaimer: Protected up to specified limits by SDIC. This is only product information provided. However, you may wish to seek advice from a qualified adviser before buying the product. If you choose not to seek advice from a qualified adviser, you should consider whether the product is suitable for you. Buying an insurance product that is not suitable for you may impact your ability to finance your future financial needs. If you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with the free-look provision, if any, and the insurer may recover from you any expense incurred by the insurer in underwriting the policy.
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