AMTD PolicyPal Experience worry-free travel on your next trip out of Singapore with Singlife travel insurance, which provides comprehensive travel insurance coverage.
Planning a trip abroad can be exhilarating, but ensuring that you have comprehensive insurance coverage is crucial for your peace of mind.
In this Singlife travel insurance review, explore the features and benefits of this insurance plan and the all-round protection it provides when you’re away from Singapore. From unlimited overseas medical expense coverage to trip cancellation protection, Singlife takes care of your concerns so you can focus on creating unforgettable memories.
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Singlife Travel Insurance at a glance
There are three tiers under Singlife’s travel insurance plan — Lite, Plus, and Prestige. Here’s an overview on what each tier offers:
Lite
Offers travellers a basic travel insurance plan, including personal accident protection, emergency medical cover, S$50,000 for COVID-19 overseas medical expenses coverage and travel inconveniences
Plus
Includes S$2 million coverage for overseas medical expenses, a S$5,000 trip cancellation for any reason benefit, and S$100,000 coverage for overseas COVID-19 medical expenses
Prestige
Provides top-tier travel insurance coverage, with unlimited coverage for overseas emergency medical expenses, unlimited COVID-19 emergency medical evacuation and repatriation, S$1,000 protection over the unauthorised use of credit cards, and S$15,000 for home content protection
Singlife Travel Insurance core features
- COVID-19 cover for up to S$200,000 for overseas medical expenses due to COVID-19
- Personal accident protection for up to S$500,000*
- Double indemnity for death in public transport for up to S$1 million*
*subject to age and plan type
The one unique feature of Singlife travel insurance
Singlife offers free extensions under its lifestyle cover for all three plan types. This consists of coverage for the loss of frequent flyer points, disappearance, drowning or suffocation by smoke, poisonous fumes or gas, motorcycling, and pregnancy- or childbirth-related conditions.
Singlife travel insurance benefits and coverage
Singlife’s travel insurance plan provides support for travellers across its three tiers — Lite, Plus, and Prestige. These include individual and family travel insurance coverage.
Personal accident coverage
While the Lite plan may not be the most extensive in terms of coverage, it serves as a practical choice for individuals looking for basic coverage without breaking the bank. Plus and Prestige tiers offer great coverage with the added protection for double indemnity for death in public transport.
Prestige has additional coverage for family assistance and child education benefits, which can be useful for those seeking additional cover for their family too.
|
Coverage |
Maximum amount paid per insured per trip |
||
|
Lite |
Plus |
Prestige |
|
|
Accidental Death, Permanent Disablement and Burn Benefit for an Adult up to 70 years old |
S$50,000 |
S$100,000 |
S$500,000 |
|
Accidental Death, Permanent Disablement and Burn Benefit For a Child or an Adult above 70 years old |
S$10,000 |
S$20,000 |
S$100,000 |
|
Accidental Death and Permanent Disability due to War for an Adult up to 70 years old |
S$50,000 |
S$100,000 |
S$500,000 |
|
Accidental Death and Permanent Disability due to War For a Child or an Adult above 70 years old |
S$10,000 |
S$20,000 |
S$100,000 |
|
Double Indemnity for Death in Public Transport for an Adult up to 70 years old |
Not covered |
S$200,000 |
S$1,000,000 |
|
Double Indemnity for Death in Public Transport For a Child or an Adult above 70 years old |
Not covered |
S$40,000 |
S$200,000 |
|
Family Assistance Benefit |
Not covered |
Not covered |
S$8,000 |
|
Child Education Benefit S$5,000 per year, up to 5 years |
Not covered |
Not covered |
S$25,000 |
Source: Singlife
20 April - 30 April 2024
Single Trip Plan
Annual Plan
Related Story: Best Personal Accident Insurance Plans in Singapore
Emergency medical coverage
Singlife’s emergency medical coverage includes unique covers like mobile aid reimbursement, chiropractor or Chinese physician treatment, emergency telephone expenses, and the child minder cover. Overseas medical expenses run from S$250,000 under the Lite plan to unlimited coverage under Prestige.
|
Coverage |
Maximum amount payable per insured per trip |
|||
|
Lite |
Plus |
Prestige |
||
|
Overseas Medical Expenses |
S$250,000 |
S$2,000,000 |
Unlimited |
|
|
Emergency Medical Evacuation |
S$250,000 |
S$2,000,000 |
Unlimited |
|
|
Overseas Emergency Medical Expenses – Pregnancy-related |
S$1,000 |
S$5,000 |
S$8,000 |
|
|
Medical Expenses in Singapore |
S$10,000 |
S$50,000 |
S$80,000 |
|
|
Mobile-Aid Reimbursement |
S$1,000 |
S$3,000 |
S$5,000 |
|
|
Chiropractor and/or Chinese Physician Treatment |
S$250 (S$50 per visit) |
S$500 (S$75 per visit) |
S$1,000 (S$100 per visit) |
|
|
Emergency Telephone Expenses |
S$100 |
S$250 |
Actual cost |
|
|
Accidental Dental Expenses While Overseas |
S$1,000 |
S$3,000 |
S$8,000 |
|
|
Accidental Dental Expenses in Singapore |
S$1,000 |
S$3,000 |
S$8,000 |
|
|
Overseas Hospital Income (S$200 for every 24 hours of hospitalisation overseas)) |
S$10,000 |
S$50,000 |
S$50,000 |
|
|
Overseas Hospital Income in ICU |
Not covered |
Not covered |
S$50,000 (S$400 for every 24 hours of hospitalisation overseas) |
|
|
Hospital Income in Singapore |
S$600 (S$100 for every 24 hours of hospitalisation in Singapore) |
S$1,000 (S$100 for every 24 hours of hospitalisation in Singapore) |
S$6,000 (S$200 for every 24 hours of hospitalisation in Singapore) |
|
|
Overseas Quarantine Allowance due to Infectious Disease |
Not covered |
S$300 (S$50 for every 24 hours) |
S$500 (S$50 for every 24 hours) |
|
|
Quarantine Allowance in Singapore due to Infectious Disease |
Not covered |
S$300 (S$50 for every 24 hours) |
S$500 (S$50 for every 24 hours) |
|
|
Repatriation of Mortal Remains |
S$30,000 |
S$500,000 |
Unlimited |
|
|
Reimbursement of Coffin and Funeral Expenses |
S$6,000 |
S$12,000 |
S$20,000 |
|
|
Hospital Visit Expenses |
S$3,000 |
S$10,000 |
S$25,000 |
|
|
Compassionate Visit Expenses |
S$3,000 |
S$10,000 |
S$25,000 |
|
|
Child Minder |
S$3,000 |
S$10,000 |
S$25,000 |
|
Source: Singlife
Personal liability and legal expenses coverage
With Singlife, you’re also covered for personal liability while abroad. The Lite plan offers coverage for up to S$250,000, Plus at S$1 million, and Prestige at S$2 million, respectively.
20 April - 30 April 2024
Single Trip Plan
Annual Plan
Related Story: The Best Travel Insurance in Singapore For COVID-19 Coverage
Travel inconvenience coverage
As a traveller, you’ll be happy to know that Singlife offers extensive coverage for travel inconveniences, including travel delays caused by a missed departure or connection flight, trip cancellations for any reason (Plus and Prestige plans), and delayed baggage protection.
There is also rainfall protection, an unconventional cover that kicks in if excessive rainfall affects your trip.
|
Coverage |
Maximum amount payable per insured per trip |
|||
|
Lite |
Plus |
Prestige |
||
|
Trip Cancellation Family Total** |
S$5,000 |
S$15,000 |
S$20,000 |
|
|
S$10,000 |
S$30,000 |
S$40,000 |
||
|
Trip Cancellation for Any Reason Family Total** |
Not covered |
S$5,000 |
S$5,000 |
|
|
Not covered |
S$10,000 |
S$10,000 |
||
|
Trip Postponement Family Total** |
S$1,000 |
S$2,000 |
S$3,000 |
|
|
S$2,000 |
S$4,000 |
S$6,000 |
||
|
Change of Travelling Date or Time For Any Reason Family Total* |
Not covered |
S$2,000 |
S$3,000 |
|
|
Not covered |
S$4,000 |
S$6,000 |
||
|
Replacement Traveller (For Business Travel only) |
Not covered |
S$5,000 |
S$15,000 |
|
|
Trip Interruption -Back to Singapore Family Total** |
S$3,000 |
S$8,000 |
S$15,000 |
|
|
S$6,000 |
S$16,000 |
S$30,000 |
||
|
Trip Interruption – Change of Trip Itinerary Family Total** |
S$1,000 |
S$2,000 |
S$3,000 |
|
|
S$2,000 |
S$4,000 |
S$6,000 |
||
|
Travel Delay (including overbooking, diversion of journey and/or missed departure or connection of Flight, Voyage or Train) Family Total** |
S$500 (S$100 for each consecutive 6 hour delay) |
S$1,000 (S$100 for each consecutive 6 hour delay) |
S$2,000 (S$100 for each consecutive 6 hour delay) |
|
|
S$1,000 |
S$2,000 |
S$4,000 |
||
|
Rainfall Protection Family Total** |
S$50 |
S$100 |
S$150 |
|
|
S$100 (S$50 per insured adult) |
S$200 (S$100 per insured adult) |
S$300 (S$150 per insured adult) |
||
|
Delayed Baggage Family Total** |
S$500 (S$100 for each consecutive 6-hour delay while overseas and S$150 after 6 hours of delay when arriving in Singapore) |
S$1,000 (S$200 for each consecutive 6-hour delay while overseas and S$150 after 6 hours of delay when arriving in Singapore) |
S$2,000 (S$200 for each consecutive 6-hour delay while overseas and S$150 after 6 hours of delay when arriving in Singapore) |
|
|
S$1,000 |
S$2,000 |
S$4,000 |
||
|
Loss or Damage of Baggage & Personal Belongings |
S$3,000 (Up to S$500 for any article or set of articles if grouped together) |
S$5,000 (Up to S$700 for any article or set of articles if grouped together) |
S$8,000 (Up to S$700 for any article or set of articles if grouped together) |
|
|
Loss of Valuables or Personal Money |
Not covered |
S$750 (Including S$300 for cash or bank notes) |
S$3,000 (Including S$500 for cash or bank notes) |
|
|
Loss of Passport or Travel Documents |
S$3,000 |
S$5,000 |
S$5,000 |
|
|
Unauthorised Use of Credit Card |
Not covered |
Not covered |
S$1,000 |
|
|
Hijack, Hostage and Mugging |
S$3,000 (S$250 per 24 hours detained) |
S$5,000 (S$250 per 24 hours detained) |
S$10,000 (S$250 per 24 hours detained) |
|
Source: Singlife
**Family Total means the maximum amount Singlife will pay for each benefit section under the Family Package during any one Trip. Each Insured Person is only allowed the maximum benefit per insured person in the Summary of Cover (found in the policy wording).
Related Story: The Best Travel Insurance in Singapore for Families
Lifestyle coverage
While most coverages for this segment apply to Prestige, there is rental vehicle excess coverage for all three tiers, which is ideal for curtailing any risks involved when you’re travelling in a rental vehicle.
|
Coverage |
Maximum amount payable per insured per trip |
|||
|
Lite |
Plus |
Prestige |
||
|
Rental Vehicle Excess |
S$500 |
S$1,500 |
S$2,500 |
|
|
Rental Vehicle Return |
Not covered |
Not covered |
S$500 |
|
|
Home Contents |
Not covered |
Not covered |
S$15,000 (Up to S$1,000 for any one article or set of articles if grouped together) |
|
|
Domestic Pet Care (per household) |
Not covered |
Not covered |
S$1,000 (S$50 per 24 hours of extended stay in a pet boarding house) |
|
Source: Singlife
Free extensions
Singlife offers more coverage for its customers under its free extensions segment. For instance, moms-to-be are covered for conditions related to pregnancy and childbirth. The loss of frequent flyer points is included under free extensions, too.
|
Coverage |
Maximum amount payable per insured per trip |
|||
|
Lite |
Plus |
Prestige |
||
|
Loss of Frequent Flyers Points |
Yes |
Yes |
Yes |
|
|
Disappearance |
Yes |
Yes |
Yes |
|
|
Drowning or Suffocation by Smoke, Poisonous Fumes or Gas |
Yes |
Yes |
Yes |
|
|
Motorcycling |
Yes |
Yes |
Yes |
|
|
Pregnancy- or Childbirth-related conditions |
Yes |
Yes |
Yes |
|
|
Automatic Extension of Cover Due to Public Transport delay or due to Your Accidental injury, illness or Quarantine |
Up to 14 days |
Up to 30 days |
Up to 30 days |
|
|
Full Terrorism Cover (Aggregate) |
S$50,000 |
S$100,000 |
S$150,000 |
|
|
COVID-19 Cover |
||||
|
Emergency Medical Cover And Repatriation because of COVID-19 |
||||
|
Overseas Medical Expenses due to COVID-19 |
S$50,000 |
S$100,000 |
S$200,000 |
|
|
Emergency Medical Evacuation due to COVID-19 |
S$250,000 |
S$2,000,000 |
Unlimited |
|
|
Repatriation due to COVID-19 |
S$30,000 |
S$500,000 |
Unlimited |
|
|
Overseas Quarantine Allowance due to COVID-19 |
Not covered |
S$1,000 (S$50 for every 24 hours) |
S$2,000 (S$100 for every 24 hours) |
|
|
Trip Cancellation/Postponement due to COVID-19 |
S$500 |
S$1,500 |
S$2,000 |
|
|
Trip Interruption due to COVID-19 |
S$500 |
S$1,500 |
S$2,000 |
|
Source: Singlife
20 April - 30 April 2024
Single Trip Plan
Annual Plan
Optional Coverage
Singlife’s travel insurance offers some great optional coverages, which are especially beneficial for golfers, those going on a destination wedding trip, and those partaking in winter and water sports.
Some unique benefits include coverage for the loss of your ceremonial attire and wedding accessories, unused green fees, deposit loss due to ski track or piste closure, and the loss of water sports equipment, including while in use.
|
Coverage |
Maximum amount payable per insured per trip |
||
|
Overseas Wedding & Photoshoot (Per Couple) |
|||
|
Loss of Ceremonial Attire and Wedding Accessories |
S$8,000 (Up to S$2,000 for any one article or set of article if grouped together, excess payable: S$100) |
||
|
Loss of Marriage Certificate |
S$250 |
||
|
Financial Failure of Wedding Service Providers |
S$15,000 |
||
|
Loss of Wedding Photo Album |
S$500 |
||
|
Personal Liability of Invited Guests |
S$1,000,000 |
||
|
Golf Holiday |
|||
|
Loss of Golfing Equipment (including while in use) |
S$2,000 (Up to S$1,000 for any one article or set of article if grouped together, excess payable: S$100) |
||
|
Hire of Golfing Equipment |
S$500 (Up to S$100 per day) |
||
|
Hole-In-One |
S$1,000 |
||
|
Damage of Buggy |
S$500 |
||
|
Unused Green Fees |
S$500 |
||
|
Winter Sports |
|||
|
Accidental Death and Permanent Disablement |
S$50,000 |
||
|
Emergency Medical Cover (Aggregate) |
S$250,000 |
||
|
Personal Liability Extension |
Up to selected plan’s limit |
||
|
Loss of Winter Sports Equipment (including while in use) |
S$3,000 (Up to S$1,000 for any one article or set of article if grouped together, excess payable: S$250) |
||
|
Hire of Winter Sports Equipment |
S$500 (Up to S$100 per day) |
||
|
Loss of Deposit due to Ski Track / Piste Closure |
S$1,000 |
||
|
Ski Pass and Ski Lift Pass |
S$500 |
||
|
Delay due to Avalanche |
S$200 |
||
|
Adventurous Water Sports |
|||
|
Accidental Death and Permanent Disablement |
S$50,000 |
||
|
Emergency Medical Cover (Aggregate) |
S$250,000 |
||
|
Personal Liability Extension |
Up to selected plan’s limit |
||
|
Loss of Water Sports Equipment (including while in use) |
S$3,000 (Up to S$1,000 for any one article or set of article if grouped together, Excess payable: S$250) |
||
|
Hire of Water Sports Equipment |
S$500 (Up to S$100 per day) |
||
Source: Singlife
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AMTD PolicyPal Promotions |
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Why does Singlife Travel Insurance work for you?
Singlife is a great choice for travellers, offering carefully curated options for every tier. Whether you’re a budget-conscious traveller, seeking mid-range coverage, or looking for comprehensive protection abroad, this travel insurance has got you covered from all angles.
Eligibility
You need to meet the following requirements to qualify for travel insurance with Singlife:
- Possess a valid NRIC or FIN
- Be at least 16 years old at the time of purchase (applicable only if you’re the applicant)
- Embark on a round-trip journey that starts and finishes in Singapore
- Avoid travelling against the advice of a qualified medical practitioner
- Refrain from travelling for getting medical treatment
- Ensure that you acquire the policy before departing from Singapore
Exclusions
General exclusions apply to every policy section unless stipulated otherwise. More information can be found on the policy wording for Singlife’s travel insurance.
How to make a claim
To make a claim or seek overseas emergency assistance, contact Singlife’s claims assistance helpline at +65 6460 9391. Alternatively, you can submit your claim through Singlife’s online portal.
You will need to ensure your submission includes detailed information about the occurrence and extent of loss, supported by relevant documents. Singlife recommends you submit your claim within 30 days of the incident or as soon as reasonably possible, which may help in speeding up your claims approval.
What happens after you submit your claim?
After you submit your claim, you can expect an acknowledgement email within three working days. If further information is necessary, Singlife will reach out to you within 60 working days.
Once approved, you’ll receive an email and claim payout via PayNow within three business days.
For general inquiries, call +65 6827 9933, Mondays to Fridays between 8.45 am and 5.30 pm, excluding weekends and public holidays.
Enquire more and contact us today!
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